# Terms and Conditions
## Effective date: November 1, 2026
## Version: 1.4
By using the AI overdue task detection solution, users agree to comply with all applicable Canadian laws and these terms.
The service and all related content are the intellectual property of the Company. Unauthorized use, reproduction, or distribution is prohibited.
### 3. Account security and responsibility
Users are responsible for maintaining the confidentiality of their account credentials and all activities that occur under their account.
Personal data is handled in accordance with the Privacy Policy and relevant Canadian regulations. Please review the Privacy Policy for full details.
The Company reserves the right to update, modify, or discontinue the service or any part thereof at any time without prior notice.
### 6. Informational use only
All content is provided for general informational purposes. No professional or legal advice is offered through this platform.
The Company disclaims liability for indirect, incidental, or consequential damages arising from use or inability to use the service.
Users may not use the service for unlawful, fraudulent, or malicious purposes. Any such use will result in immediate termination of access.
### 9. Governing law and jurisdiction
Any disputes arising from use of the service will be governed by Canadian law and subject to exclusive Canadian jurisdiction.
The Company may update these terms at any time. Material changes will be communicated to users in advance.
- **Legal email**: content@nifiavoamhoa.sbs
- **Legal line**: +1 (604) 236-1883
- **Registered office**: 1212 9th Avenue SE, Suite 200, Calgary, AB T2G 0T1, Canada